Tips to Save Money

We all fantasize about early retirement, a large college fund for the kids, a large dream home. If money is saved and budgeted well, dreams can become reality. At Suffolk, Insurance, we understand our clients’ needs when it comes to saving and investing money, and are happy to provide a few tips we have passed along to our customer base.

Home Insurance

Your home is probably your most valuable asset, both as an investment and as your sanctuary in a hectic world. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Coverage availability and prices may vary by company. We can help you determine which of several companies we represent will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.

Depending on the company you choose, you can get discounts for:

• Having a home security system
• Having a newer home
• Being claim free in the past
• Insuring your vehicles with the same company

Other advantages you could enjoy include:

• Guaranteed Replacement Cost
• 24-Hour Claims Hotline
• Flexible billing – including coordinating with your mortgage company
• Living expense if your home becomes uninhabitable due to a claim

Auto Insurance

For some people, a car expresses the essence of their being. To others, it’s an object to get from point A to point B. We offer a variety of coverages and companies to choose from, based on your specific needs.

Depending on the company you choose, you can get discounts for:

• Being a Good Driver
• Being a Good Student
• Driving a Safe Car
• Having a Homeowner’s Policy with your auto insurance carrier

Other advantages you could enjoy:

• Deductible Free Windshield Repair
• 24-Hour Claims Hotline
• Guarantee on Repairs
• Flexible Payment Options

Advantages vary from company to company, and some require the purchase of certain coverages. We’ll review your options with you to find the company and coverage that are right for you.

Business Insurance

Whether your business is large or small, we have the products to meet your needs. Every business and industry is unique; we identify ways to properly insure the unique hazards of your business. As business owners ourselves, we understand the special protection businesses need to prosper.

We offer:

Loss Control Programs

With our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers’ compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.

Quick Claim Response

When you do have a claim, you need fast, fair service. As independent agents we work to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.

Competitive Rates

Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing. To see if your business qualifies for one of these special programs, contact us for more information.